Consumer Credit Counseling, LLC - Not For Profit Credit Counselor

Not For Profit Credit Counselor

If you're looking for credit counseling but think the cost is too high, check with a not for profit credit counselor. As the name suggests, you can find a not for profit credit counselor at a not for profit credit counseling company.

Do I Get What I Pay For?

A not for profit credit counselor offers the same services as a for-profit credit counselor does. The reason the cost is less is because the not for profit credit counseling agency gets tax breaks for being a non profit agency. Also, creditors provide some funding to these agencies because they see the value in the service they provide. For example, if a consumer needs help with debt and turns to a non-profit credit counselor, it shows that they know they can't afford their payment (or are in danger of not being able to afford to pay) and they need help. Rather than just stop making payments or filing for bankruptcy, these consumers want to make good on their debt. If they stop making payments, the creditors would have to incur the cost of collection fees and attorney fees, and then they still might not get their money. At least when they subsidize a non profit credit counseling company, they know their money is well spent.

Long story short, the savings a not for profit credit counseling company are passed on to their customers. Most end up paying less than what it costs for the services a not for profit credit counselor provides, in fact. So you do get what you pay for, but you're getting more than you probably expect.

To find a not for profit credit counselor, simply complete our secure, online form. Within 24 hours, you'll get recommendations from credit counselors who want to help you improve your credit. The form is free, and there's no obligation to commit to any of the companies that contact you. You'll get a lot of good advice though, which you can compare and contrast before making a decision. This small investment of your time may be the best thing to ever happen to your finances.