http://www.consumer-credit-counseling.org/credit-counseling/debt-consolidation-credit-counseling/credit-counseling-debt-consolidation/ Credit counseling debt consolidation programs can save you time and money. Credit counseling debt consolidation programs can also teach you how to stay out of debt for good. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Are you at your wits' end when it comes to your debt? Does it seem overwhelming to you? You might need to enroll in a credit counseling debt consolidation program. Credit Counseling Debt Consolidation Can Work For You When you enroll in a credit counseling debt consolidation program, the benefits are endless. Not only will you be debt free in about five years, but you will also learn how to stay out of debt for good. It all starts when you complete our secure, online form. When you do, we'll send you quotes and referrals to the best and brightest minds in the credit counseling industry. At that point, you compare and contrast the information before choosing the debt counseling company you want to work with. Once you've chosen one, a credit counseling debt consolidation professional will sit down with you and assess your financial situation, then he or she will recommend the right debt consolidation credit counseling program for your unique situation. It all starts with the right debt consolidation program. Through debt consolidation, your unsecured debt balances and interest rates get reduced. Then they're combined into one new, lower amount. You then make one monthly payment to the debt consolidation company instead of several monthly payments to your creditors. The debt consolidation company then distributes that payment among your creditors, and you can be debt free in five years. While you're enrolled in your debt consolidation program, you may participate in credit counseling. This will teach you how to budget, how to save and how to use credit wisely. These are tools you can use to ensure a debt-free future. But it's all up to you. You don't have to take the advice of your credit counselor, but why wouldn't you? Completing our form puts you under no obligation, and checking out the referrals we send you doesn't either. You have nothing to lose except your debt, and lots to gain, so get started today! Sat, 26 Jul 2008 15:00:00 EDT